:root{--bg:#f8fafc;--surface:#fff;--ink:#111827;--muted:#4b5563;--soft:#e5e7eb;--accent:#2563eb;--accent-dark:#1d4ed8;--warn:#fff7ed;--warn-border:#fed7aa;--good:#ecfdf5;--good-border:#bbf7d0;--radius:18px;--shadow:0 18px 45px rgba(15,23,42,.08);--max:1120px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;background:var(--bg);color:var(--ink);line-height:1.65;text-rendering:optimizeLegibility}a{color:var(--accent);text-decoration:none}a:hover{text-decoration:underline}.skip-link{position:absolute;left:-999px;top:auto;width:1px;height:1px;overflow:hidden}.skip-link:focus{left:16px;top:16px;width:auto;height:auto;background:#fff;padding:10px 14px;border-radius:10px;z-index:99}header{background:rgba(255,255,255,.94);backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid var(--soft);position:sticky;top:0;z-index:20}.nav{max-width:var(--max);margin:auto;padding:14px 18px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{color:var(--ink);font-weight:800;letter-spacing:-.02em;display:flex;flex-direction:column;line-height:1.15}.brand span{font-size:.82rem;color:var(--muted);font-weight:600}nav ul{display:flex;gap:14px;list-style:none;margin:0;padding:0;align-items:center;flex-wrap:wrap;justify-content:flex-end}nav a{color:var(--ink);font-size:.94rem;font-weight:650}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:12px 18px;background:var(--accent);color:#fff;font-weight:750;box-shadow:0 10px 25px rgba(37,99,235,.18);border:0}.btn:hover{background:var(--accent-dark);text-decoration:none}.btn.secondary{background:#fff;color:var(--ink);border:1px solid var(--soft);box-shadow:none}.hero{background:linear-gradient(135deg,#0f172a 0%,#1f2937 55%,#111827 100%);color:#fff;padding:66px 18px 48px}.hero-inner{max-width:var(--max);margin:auto;display:grid;grid-template-columns:1.35fr .65fr;gap:28px;align-items:center}.eyebrow{color:#bfdbfe;font-weight:800;letter-spacing:.06em;text-transform:uppercase;font-size:.8rem;margin:0 0 10px}h1,h2,h3{line-height:1.18;letter-spacing:-.035em}h1{font-size:clamp(2rem,5vw,4.1rem);margin:0 0 18px}.lead{font-size:clamp(1.05rem,2vw,1.24rem);color:#e5e7eb;margin:0 0 24px;max-width:780px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.hero-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:var(--radius);padding:22px}.hero-card ul{margin:12px 0 0;padding-left:20px}main{max-width:var(--max);margin:auto;padding:34px 18px 56px}.notice{background:var(--warn);border:1px solid var(--warn-border);border-radius:var(--radius);padding:18px 20px;margin:0 0 18px}.positive{background:var(--good);border:1px solid var(--good-border);border-radius:var(--radius);padding:18px 20px;margin:0 0 26px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:24px 0}.card{background:var(--surface);border:1px solid var(--soft);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}.card h3{margin-top:0}.content{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:28px;align-items:start}article{background:#fff;border:1px solid var(--soft);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}article h2{font-size:1.78rem;margin-top:36px}article h2:first-child{margin-top:0}article p{margin:12px 0}article ul,article ol{padding-left:24px}.toc{position:sticky;top:92px;background:#fff;border:1px solid var(--soft);border-radius:var(--radius);padding:18px;box-shadow:var(--shadow)}.toc h2{font-size:1rem;margin:0 0 8px;letter-spacing:0}.toc ul{list-style:none;margin:0;padding:0}.toc li{margin:8px 0}.toc a{color:var(--muted);font-weight:650;font-size:.94rem}.steps{counter-reset:step;display:grid;gap:14px;margin:20px 0}.step{border:1px solid var(--soft);border-radius:16px;padding:18px;background:#f9fafb}.step::before{counter-increment:step;content:counter(step);display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:#111827;color:#fff;font-weight:800;margin-right:8px}.links-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:18px 0}.link-box{border:1px solid var(--soft);border-radius:16px;padding:16px;background:#f9fafb}.table-wrap{overflow-x:auto;border:1px solid var(--soft);border-radius:16px;margin:18px 0}table{width:100%;border-collapse:collapse;min-width:660px;background:#fff}th,td{padding:14px 16px;border-bottom:1px solid var(--soft);text-align:left;vertical-align:top}th{background:#f9fafb}tr:last-child td{border-bottom:0}.faq details{border:1px solid var(--soft);border-radius:14px;background:#fff;padding:16px 18px;margin:12px 0}.faq summary{cursor:pointer;font-weight:800}.cta{background:linear-gradient(135deg,#eff6ff,#fff);border:1px solid #bfdbfe;border-radius:var(--radius);padding:24px;margin-top:30px}.badge{display:inline-block;border:1px solid var(--soft);background:#f9fafb;border-radius:999px;padding:5px 10px;color:var(--muted);font-size:.9rem;font-weight:650;margin:4px 6px 4px 0}footer{border-top:1px solid var(--soft);background:#fff;padding:30px 18px;color:var(--muted)}.footer-inner{max-width:var(--max);margin:auto;display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}.small{font-size:.92rem;color:var(--muted)}.updated{display:inline-block;border:1px solid var(--soft);border-radius:999px;padding:6px 12px;background:#fff;color:var(--muted);font-weight:650;font-size:.9rem;margin-bottom:16px}@media(max-width:900px){.hero-inner,.content{grid-template-columns:1fr}.toc{position:relative;top:auto}.grid{grid-template-columns:1fr}.links-grid{grid-template-columns:1fr}.nav{align-items:flex-start;flex-direction:column}nav ul{justify-content:flex-start}article{padding:22px}}@media(max-width:560px){.hero{padding-top:42px}.hero-actions .btn{width:100%}nav ul{gap:10px}nav a{font-size:.9rem}table{min-width:560px}}