:root {
      --bg: #f7f4ee;
      --surface: #ffffff;
      --surface-soft: #fbfaf7;
      --text: #1f2933;
      --muted: #5d6875;
      --brand: #6f1d1b;
      --brand-dark: #4f1413;
      --accent: #b88746;
      --border: #e4ded3;
      --shadow: 0 18px 45px rgba(31, 41, 51, 0.08);
      --radius: 18px;
      --max: 1180px;
    }

    * {
      box-sizing: border-box;
    }

    html {
      scroll-behavior: smooth;
    }

    body {
      margin: 0;
      font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
      background: var(--bg);
      color: var(--text);
      line-height: 1.65;
      text-rendering: optimizeLegibility;
    }

    a {
      color: var(--brand);
      text-decoration: none;
    }

    a:hover {
      text-decoration: underline;
    }

    img {
      max-width: 100%;
      height: auto;
      display: block;
    }

    .container {
      width: min(100% - 32px, var(--max));
      margin-inline: auto;
    }

    .skip-link {
      position: absolute;
      left: -999px;
      top: 12px;
      z-index: 999;
      padding: 10px 14px;
      color: #fff;
      background: var(--brand);
      border-radius: 8px;
    }

    .skip-link:focus {
      left: 12px;
    }

    header {
      position: sticky;
      top: 0;
      z-index: 50;
      background: rgba(255, 255, 255, 0.95);
      border-bottom: 1px solid var(--border);
      backdrop-filter: blur(12px);
    }

    .nav {
      min-height: 76px;
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 24px;
    }

    .brand {
      display: flex;
      flex-direction: column;
      color: var(--text);
      font-weight: 850;
      letter-spacing: -0.03em;
      line-height: 1.15;
    }

    .brand small {
      margin-top: 3px;
      color: var(--muted);
      font-weight: 500;
      letter-spacing: 0;
    }

    .menu {
      display: flex;
      align-items: center;
      gap: 18px;
      font-size: 0.95rem;
    }

    .menu a {
      color: var(--text);
      font-weight: 700;
    }

    .button {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      min-height: 46px;
      padding: 12px 18px;
      border-radius: 999px;
      border: 1px solid transparent;
      background: var(--brand);
      color: #fff;
      font-weight: 800;
      box-shadow: 0 10px 24px rgba(111, 29, 27, 0.18);
    }

    .button:hover {
      background: var(--brand-dark);
      color: #fff;
      text-decoration: none;
    }

    .button.secondary {
      background: #fff;
      color: var(--brand);
      border-color: var(--border);
      box-shadow: none;
    }

    .hero {
      padding: 76px 0 54px;
    }

    .hero-grid {
      display: grid;
      grid-template-columns: minmax(0, 1.15fr) minmax(320px, 0.85fr);
      gap: 36px;
      align-items: center;
    }

    .eyebrow {
      margin-bottom: 12px;
      color: var(--brand);
      font-size: 0.8rem;
      font-weight: 900;
      letter-spacing: 0.08em;
      text-transform: uppercase;
    }

    h1,
    h2,
    h3 {
      margin: 0 0 16px;
      line-height: 1.15;
      letter-spacing: -0.035em;
    }

    h1 {
      max-width: 850px;
      font-size: clamp(2.35rem, 5vw, 4.75rem);
    }

    h2 {
      font-size: clamp(1.85rem, 3vw, 3rem);
    }

    h3 {
      font-size: 1.22rem;
    }

    p {
      margin: 0 0 16px;
    }

    .lead {
      max-width: 770px;
      color: var(--muted);
      font-size: clamp(1.08rem, 2vw, 1.25rem);
    }

    .hero-actions {
      display: flex;
      flex-wrap: wrap;
      gap: 12px;
      margin-top: 26px;
    }

    .trust-row {
      display: flex;
      flex-wrap: wrap;
      gap: 10px;
      margin: 22px 0 0;
      padding: 0;
      list-style: none;
    }

    .trust-row li {
      padding: 8px 12px;
      border: 1px solid var(--border);
      border-radius: 999px;
      background: rgba(255, 255, 255, 0.72);
      color: var(--muted);
      font-size: 0.92rem;
      font-weight: 650;
    }

    .notice {
      margin-top: 22px;
      padding: 15px 17px;
      border-left: 4px solid var(--accent);
      border-radius: 14px;
      background: var(--surface-soft);
      color: var(--muted);
    }

    .card {
      padding: 26px;
      border: 1px solid var(--border);
      border-radius: var(--radius);
      background: var(--surface);
      box-shadow: var(--shadow);
    }

    .urgent-card {
      border-top: 5px solid var(--brand);
    }

    .check-list {
      margin: 0;
      padding: 0;
      list-style: none;
    }

    .check-list li {
      position: relative;
      padding: 11px 0 11px 30px;
      border-bottom: 1px solid var(--border);
    }

    .check-list li:last-child {
      border-bottom: 0;
    }

    .check-list li::before {
      content: "✓";
      position: absolute;
      left: 0;
      top: 11px;
      color: var(--brand);
      font-weight: 900;
    }

    section {
      padding: 58px 0;
    }

    .section-header {
      max-width: 820px;
      margin-bottom: 30px;
    }

    .muted {
      color: var(--muted);
    }

    .grid-2 {
      display: grid;
      grid-template-columns: repeat(2, minmax(0, 1fr));
      gap: 20px;
    }

    .grid-3 {
      display: grid;
      grid-template-columns: repeat(3, minmax(0, 1fr));
      gap: 18px;
    }

    .grid-4 {
      display: grid;
      grid-template-columns: repeat(4, minmax(0, 1fr));
      gap: 16px;
    }

    .step {
      display: flex;
      gap: 16px;
      align-items: flex-start;
    }

    .step-number {
      flex: 0 0 40px;
      width: 40px;
      height: 40px;
      display: inline-flex;
      align-items: center;
      justify-content: center;
      border-radius: 50%;
      background: var(--brand);
      color: #fff;
      font-weight: 900;
    }

    .content-block {
      background: var(--surface);
      border: 1px solid var(--border);
      border-radius: 24px;
      padding: 34px;
    }

    .content-block p:last-child {
      margin-bottom: 0;
    }

    .split {
      display: grid;
      grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
      gap: 28px;
      align-items: start;
    }

    .guide-card {
      display: block;
      min-height: 100%;
      padding: 20px;
      border: 1px solid var(--border);
      border-radius: 16px;
      background: var(--surface);
      color: var(--text);
      transition: border-color 0.18s ease, transform 0.18s ease, box-shadow 0.18s ease;
    }

    .guide-card:hover {
      transform: translateY(-2px);
      border-color: var(--brand);
      box-shadow: 0 12px 28px rgba(31, 41, 51, 0.08);
      text-decoration: none;
    }

    .guide-card strong {
      display: block;
      margin-bottom: 7px;
      color: var(--brand);
      font-size: 1.03rem;
      line-height: 1.25;
    }

    .guide-card span {
      display: block;
      color: var(--muted);
      font-size: 0.96rem;
    }

    .faq details {
      margin-bottom: 12px;
      padding: 18px 20px;
      border: 1px solid var(--border);
      border-radius: 14px;
      background: var(--surface);
    }

    .faq summary {
      cursor: pointer;
      color: var(--text);
      font-weight: 850;
    }

    .faq p {
      margin-top: 12px;
      color: var(--muted);
    }

    .cta {
      display: grid;
      grid-template-columns: 1fr auto;
      gap: 24px;
      align-items: center;
      padding: 42px;
      border-radius: 28px;
      background: linear-gradient(135deg, var(--brand), var(--brand-dark));
      color: #fff;
    }

    .cta p {
      max-width: 760px;
      color: rgba(255, 255, 255, 0.88);
    }

    .cta .button {
      background: #fff;
      color: var(--brand);
      box-shadow: none;
      white-space: nowrap;
    }

    footer {
      padding: 38px 0;
      border-top: 1px solid var(--border);
      color: var(--muted);
      font-size: 0.95rem;
    }

    .footer-grid {
      display: grid;
      grid-template-columns: 1fr auto;
      gap: 24px;
      align-items: start;
    }

    .footer-links {
      display: flex;
      flex-wrap: wrap;
      gap: 16px;
    }

    @media (max-width: 1020px) {
      .grid-4 {
        grid-template-columns: repeat(2, minmax(0, 1fr));
      }
    }

    @media (max-width: 940px) {
      .hero-grid,
      .grid-2,
      .grid-3,
      .split,
      .cta,
      .footer-grid {
        grid-template-columns: 1fr;
      }

      .menu {
        display: none;
      }

      .hero {
        padding-top: 48px;
      }

      .content-block,
      .cta {
        padding: 26px;
      }
    }

    @media (max-width: 560px) {
      .grid-4 {
        grid-template-columns: 1fr;
      }
    }